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We won't be able to afford to pay double payment (that would be more than I earn in a month!)
As for an offset account, we'd like to have an offset mortgage but they're very hard to come by at the moment. Banks have stopped doing them because there was no demand - because nobody has any money. We're in quite an unusual position in that we can afford a good-sized deposit and still have savings left (which we want, of course, in case of emergency - not least so we could continue paying the mortgage!) So we'll just have to get the highest interest we possibly can on our savings. (I think right now my savings are earning me more interest than the rate our mortgage is being offered at, actually.)
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(VISITOR) AUTHOR'S NAME
EofW
MESSAGE TIMESTAMP
22 september 2013, 14:26:34
AUTHOR'S IP LOGGED
83.100.130.80
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