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I
think
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That that is less bound to country but more by what means you have available of assuring the bank that you are capable of providing them with the money you borrow from them. For my apartment I needed only a small loan so I took one of those low pay-off 5 year fixed rate (it was a nice rate at the time, fortunately still is - should get me through then next 3 years on a low rate) mortgages with all sorts of bells and whistles that should prove to be useful in the end but I had little clue of what they were for at the time, but my dad helped and he knows plenty about that.
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(VISITOR) AUTHOR'S NAME NovaFlash
MESSAGE TIMESTAMP 14 february 2009, 20:14:58
AUTHOR'S IP LOGGED 85.146.160.235
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